Save more,stress less.
Kynd Savings tracks your spending, calculates a safe daily amount, and quietly moves what you don't spend into your goals — every night.
Daily
Safe-to-Spend
∞
Saving Goals
Auto
Night Checkout
Everything you need to save
Manual control with a smart system that does the saving for you. No bank linking. No guesswork.
Safe-to-Spend
A clear daily number based on your income, expenses, and active saving goals.
Custom Saving Goals
Holiday, emergency fund, new gear — create as many goals as you like.
Expense Tracking
Add income and expenses in seconds. Categorised, searchable, and yours.
Night Checkout
Each night, the safe money you didn't spend is moved into your active goals.
Daily & Monthly Insights
See exactly where your money went today, this week, and this month.
Spending History
A full, editable timeline of every entry — review and adjust anytime.
Four steps. Real savings.
01
Set your income
Tell Kynd what you earn — that's the only setup you need.
02
Log your expenses
Add expenses in a tap. Categorised, editable, always under your control.
03
Get your Safe-to-Spend
A clear daily number you can spend without touching your goals.
04
Sleep on it
Night Checkout sweeps the safe money you didn't spend into your active goals.
A premium app, built to disappear into your day.
Multi-goal saving, calm focused UI, and insights that actually help. Swipe through Kynd.
Home
Saving Goals
Add Transaction
Daily Check-in
Quick Actions
Simple pricing. Real savings.
Start with a 7-day free trial. Pick the plan that fits.
Monthly Pro
Full access, billed monthly. Cancel anytime.
- Safe-to-Spend
- Unlimited saving goals
- Night Checkout
- Daily & monthly insights
- Full spending history
- Priority support
Yearly Pro
Save 33% vs monthly. Best for committed savers.
- Everything in Monthly
- Save 33% vs monthly
- 7-day free trial
Lifetime
Pay once, keep forever. No subscription.
- Everything in Pro
- All future updates
- No recurring billing
Real savers. Real results.
"Safe-to-Spend changed my life. I finally know exactly what I can spend today without breaking my goals."
Maya R.
Designer
"Logging expenses takes seconds and Night Checkout does the saving for me. No spreadsheets, no stress."
Daniel O.
Engineer
"I hit my holiday goal in four months without feeling deprived. Multi-goal saving just works."
Sara L.
Teacher
"Calm, fast, no bank linking. Exactly the modern money app I've been waiting for."
Jules P.
Founder
"Daily insights helped me see where my money was actually going. Eye-opening."
Ren K.
Student
"Privacy-first and beautifully designed. Kynd respects my data and my time."
Anya V.
Doctor
Privacy by design. Always yours.
Kynd is fully manual — no bank sync, no card access, no tracking. Everything you log stays under your control, encrypted, and never sold.
No bank linking, ever
Kynd never connects to your bank or card. You stay fully in control of your data.
Encrypted backups
Your data is encrypted at rest and in transit when synced across devices.
No ads. No selling data.
Your finances are personal. We don't sell, share, or advertise on your data.
Questions, answered.
Start saving tonight.
Try Kynd Savings free for 7 days. Then $4.99/mo, $39.99/yr, or $50 lifetime.
Available on Google Play. iOS coming soon.
Earn 35–40% on every sale.
Share Kynd Savings with your audience and earn a recurring commission on every subscription — paid out every single month, for as long as they stay.
35–40% commission
Earn a generous cut on every Kynd Savings subscription you refer.
Recurring, every month
Get paid month after month for as long as your referrals stay subscribed.
Easy payouts
Track clicks, conversions, and earnings from a simple affiliate dashboard.